Analysis and Research on Home-based Care for the Aged Based on Insurance Policy under Government Leading

Analysis and Research on Home-based Care for the Aged Based on Insurance Policy under Government Leading

Jiang Shen SongGen Tang Chuanchao Xu 

Department of management and economics, Tianjin University, Tianjin, The Wei Jin Road No. 92

Corresponding Author Email:,,
15 March 2017
15 April 2017
30 March 2017
| Citation



Government plays an important role in the formation and development of the home care model. In this paper, we study how the supervision of government in the pension service system based on insurance policy affects the members of the system. First of all, taking into account whether the government as the leader of the Steinberg Game, we establish a no government led model N and a government led model S to describe the characteristics of the pension service system under government supervision. Then, we analyze the impact of government participation in the pension system from the perspective of the elderly, insurance companies, pension companies, and the size of pension industry. The equilibrium results of the models show that the members of different role benefit different from the government's supervision. And the supervision of government is conducive to all elderly people’s benefiting from the subsidy policy and expanding the scale of the pension industry. Both insurance companies and pension companies are the beneficiaries of the supervision of government.


Home-based Care; Supervision; Insurance; Industrial scale

1. Introduction
2. Symbol Set and Hypotheses
3. Model Structuring and Solution
4. Analyses of the Influence of Subsidies
5. Conclusion

1. M.D. Aldridge, M. Canavan, E. Cherlin, E.H. Bradley, Has hospice use changed? 2000-2010 utilization patterns, 2015, Med Care, vol. 53, pp. 95-101.

2. D. Casarett, J. Harrold, P.S. Harris, Does continuous hospice care help patients remain at home? 2015, Pain Symptom Manage, vol. 50. pp. 297-304.

3. B.G. Li, Focus on the Aged, 2007, Huaxia Publishing House, pp. 23-46.

4. J.S. Barclay, M. Kuchibhatla, J.A. Tulsky, K.S. Johnson, Association of hospice patients’ income and care level with place of death, 2013, JAMA Intern Med, vol. 173, no. 12. pp. 450-456.

5. C.P. Wu, P. Du, Population Ageing in China: Changes and Challenges, 2006, China Population Publishing House, Beijing, pp. 123-126.

6. Office of the National Committee on Ageing, Study on Home-based Care Services in Large and Medium Cities in China(Printout), access date March 2007.

7. P. Du, Population Aging and Aging Problems, 2006, China Population Publishing House, Beijing, pp. 54-58.

8. Y. Yao, Theory and Practice of Informal Support, 2005, Beijing, Intellectual Property Publishing House, pp. 29-34.

9. X.T. Fei, Local Reproductive System in China. 2008, Beijing. Peking University Press, pp. 86-88.

10. Y. Dai. Several Problems on Chinese Traditional Culture, From: Sha Lianxiang. National Personality of China, 2009, Beijing, China Renmin University Press, pp. 23-26.

11. M.L. Fan, C. Wei, Gerontological Social Work, 2005, Shanghai. Shanghai University Press, pp. 47-52.

12. M. Xie, Introduction to Public Policy, 2002, Beijing, China Renmin University Press, pp. 35-39.

13. J.Q. Cao, Y.Z. Chen, Out of the “Ideal” Castle—Study on the Phenomena of “Work Unit” in China, 1998, Beijing. Haitian Press, pp. 156-159.

14. John. R. Hall, Culture: Sociological Perspective 2002, Beijing. The Commercial Press, pp. 30-36.

15. C.P. Wu, P. Du, Y. Yao, X. P. Jiang, Social Gerontology. 1999, Beijing, China Renmin University Press, pp. 78-82.

16. Working Committee of Aging Office in Beijing. Symposium Series on Home-based Care Service System of Beijing. 2006. Community Service Center in Beijing, vol. 16, no. 1, pp. 120-125.

17. Y. Wang, D.A. Melissa, C. Maureen, C. Emily, B. Elizabeth, Continuous Home Care Reduces Hospice Disenrollmentand Hospitalization After Hospice Enrollment, 2016, Journal of Painand Symptom Management, vol. 38, no. 2, pp. 4-11.